Fortune 6 Baccarat RTP: Reported Figures for Every Bet, Explained

Fortune 6 Baccarat's reported RTP tops out at 98.94% on Banker and 98.76% on Player, the same figures quoted for standard commission baccarat generally. Every number on this page comes from review sites rather than a Pragmatic Play primary rules page, since no such page for this specific table could be located as of 2026-09-06, so this guide is explicit about that gap throughout. Our tracker has logged 10,688 Fortune 6 Baccarat rounds since 2026-09-05, and the section below walks through how that early sample compares to the reported theory.

What is the RTP of Fortune 6 Baccarat?

Banker's reported figure is 98.94%, the strongest number on the table, with Player close behind at 98.76%. Both match the numbers ordinarily quoted for eight-deck baccarat under standard commission rules, where Banker pays even money minus a 5% cut on wins and Player pays a full even money. Tie returns a reported 85.64%, a large step down from either base bet.

None of these three figures come from a source we could treat as a Pragmatic Play primary rules page. Pragmatic's own live-casino listing page did not surface a distinct Fortune 6 Baccarat entry when checked on 2026-09-06, and the operator's help/rules page for this specific table could not be reached either. The figures above are repeated identically across multiple independent review sites, which is some evidence of consistency, but repetition across secondary sources is not the same as official confirmation, and this page treats it accordingly.

What is the RTP and house edge of every bet?

Bet	Reported RTP	Approximate house edge	Sourcing
Banker	98.94%	1.06%	Reported, standard commission baccarat figure
Player	98.76%	1.24%	Reported, standard baccarat figure
Tie	85.64%	14.36%	Reported
Fortune Pair	97.83%	2.17%	Reported, one source
Fortune 6	96.26%	3.74%	Reported, one source; payout structure contradicted elsewhere
Player 6	95.62%	4.38%	Reported, one source
Banker 6	93.36%	6.64%	Reported, one source

The gap between Banker's 1.06% edge and Banker 6's 6.64% is more than sixfold, and that gap widens further against Tie's 14.36%. Whatever the exact truth of the disputed side-bet payout numbers turns out to be, the broad ranking, base bets far ahead of Tie and the side bets, is consistent with how baccarat side bets generally price out, and matches the shape seen at other baccarat tables the site tracks.

Why isn't there a single confirmed Fortune 6 payout figure?

Because the two clusters of review sites that publish Fortune 6 payout tables contradict each other. One cluster reports 3:1, 30:1 and 120:1 for one, two or three sixes appearing among the dealt cards. A separate cluster reports 12:1 for a two-card Banker six and 20:1 for a three-plus-card Banker six, a structurally different way of defining the bet altogether. These aren't small rounding differences; they describe different winning conditions entirely, and no Pragmatic Play primary source was reachable to say which, if either, is accurate for this table.

Given that, the reported 96.26% RTP for Fortune 6 should be read as a number produced somewhere downstream of one of these payout tables, not as an independently verified figure. This page states it because it's what's reported, not because it's been checked against the underlying paytable it's supposedly calculated from.

Where does the site's 98.5% figure come from?

Our own game configuration (the data file the site uses to describe this game) lists an expectedRTP of 98.5%. That number matches the theoretical_rtp value configured in our collector for this table. It reads as a rounded, blended figure rather than the specific RTP of Player, Banker, Tie or any side bet individually, and the exact derivation of the 98.5% figure isn't documented anywhere in our own codebase. We're transparent about that gap here rather than presenting 98.5% as an official per-bet number; treat it as our internal descriptive figure, separate from the per-bet numbers reported above.

How do our early tracked numbers compare?

Across 10,688 rounds logged between 2026-09-05 13:34 and 2026-09-08 14:41 UTC, Banker won 45.9% of hands, Player 44.4% and Tie 9.7%, at a pace of roughly 146 rounds an hour. Those shares sit in the range standard eight-deck baccarat theory would predict, which is a reasonable early sign, but this single window of just over three days is not remotely enough data to confirm or refute the 98.94%/98.76%/85.64% figures above, and this page is not using it to do so.

Outcome	Reported theory-adjacent RTP	Observed share (10,688 rounds)
Banker	matches 98.94% RTP structure	45.9%
Player	matches 98.76% RTP structure	44.4%
Tie	matches 85.64% RTP structure	9.7%

Side bets have no row in that table because our feed carries none of their outcome data. Our collector logs the winning hand, final scores and card details, but Fortune 6, Player 6, Banker 6 and Fortune Pair results never reach our database at all, so there's no observed figure to place next to the reported 96.26%, 95.62%, 93.36% or 97.83% numbers above. Anything about how those side bets actually perform in practice would need to come from a much larger, independently sourced dataset than ours.

How should you read "RTP" on a brand-new tracked table?

RTP describes a very long run, not a single session, and it says nothing at all about the next individual hand. A Banker bet returning a reported 98.94% pays exactly 0.95 units or 0 units on any given round; the percentage only becomes visible across thousands of hands, and our current sample, while a reasonable start, is a fraction of that. Treat the 45.9%/44.4%/9.7% split above as a description of our first three days of data, not a prediction of the next round, and check the game's live page for the current, growing figures rather than this page's snapshot.

The reported per-bet RTP figures themselves carry the sourcing caveat detailed throughout this page: consistent across review sites, unconfirmed against any Pragmatic Play primary source. Compare Fortune 6 Baccarat against other tracked baccarat tables on the site's RTP Transparency Monitor, including Mega Baccarat, which shares this table's parser and carries the same gap in side-bet data, and Speed Baccarat, which uses plain baccarat math with no side-bet menu at all. See how source completeness factors into scoring on the Live Casino Fairness Index. For the rules behind these numbers, see the Fortune 6 Baccarat guide, the how to play page and the bet selection notes on the strategy page.

Frequently asked questions

What is the RTP of Fortune 6 Baccarat?

Review sites report 98.94% for Banker and 98.76% for Player, the standard figures for commission baccarat. Tie returns a reported 85.64%. None of these numbers come from a Pragmatic Play primary rules page for this specific table, since none could be located, so treat them as reported rather than officially certified figures.

What is the RTP of the Fortune 6 side bet?

One source reports 96.26% for the Fortune 6 side bet. We cannot verify this against a second independent source or a Pragmatic Play primary rules page, and the underlying payout structure it's based on is itself contradicted across sources, so this figure should be treated as reported, not confirmed, and shouldn't be relied on as a certified number.

Why does the site list a 98.5% RTP for this game?

Our own game configuration lists an expectedRTP of 98.5%, which appears to be a rounded, blended figure rather than the RTP of any single specific bet like Player or Banker. The documented source for exactly how that number was derived isn't recorded in our codebase, so we present it here as our internal figure alongside the externally reported per-bet numbers, not as a replacement for them.

Does our tracker confirm the reported RTP figures?

No, not yet, and not with side bets at all. Our 10,688-round sample since 2026-09-05 shows Banker, Player and Tie shares close to standard baccarat theory, but just over three days of data from one continuous window cannot confirm or refute a long-run RTP figure. Side-bet outcomes aren't in our feed at all, so we have no observed data on Fortune 6, Player 6, Banker 6 or Fortune Pair.

Is Tie a good bet based on its RTP?

No. At a reported 85.64% RTP, Tie carries by far the highest house edge on the table, more than ten times Banker's. It wins under one hand in ten, and the payout exists to compensate for that low frequency rather than to make the bet a good value proposition compared with Player or Banker.